Long-term care insurance claims must be filed every month, so handling all of them can feel like a full-time job. And for the dedicated team at Family Solutions for Care, it is! We’re proud to help families nationwide ensure their LTC claims are handled accurately and efficiently—so they can focus on what matters most to them, especially when caring for a loved one with long-term healthcare needs.
Here are six ways that our clients have spent some of their time now that they don’t have to stress over navigating the LTC insurance system.
1. Quality time with family
Spending time chatting, playing games, watching a favorite movie, or participating in other special activities are some of the best ways to feel connected to your family. And this is never more true than when a member of your family is dealing with long-term health issues or a sudden change in health status.
But it’s often hard to make time for these moments when you feel overwhelmed by the red tape of the LTC insurance industry. FSC lifts that burden for our clients so they can get back to what’s really important.
2. Managing their household
If your loved one is receiving home health support, there are still utilities to pay and groceries to buy and other household needs to address. And if your family member is moving to an assisted care facility or nursing home, there may be a house to sell, a security deposit to get back, and plenty of loose ends to tie up.
Letting FSC’s qualified staff handle the LTC insurance part of things gives you more time to manage the other moving pieces of your family member’s household.
3. Managing your household
And let’s not forget your own home! Maintaining your own household, spending time with your own partner or children, caring for a pet, and other obligations don’t just disappear from your regular routine because you’re supporting a parent’s or other family member’s household.
Don’t let the complicated and confusing LTC process take up so much of your time that you neglect your own home, family, and responsibilities. FSC can ensure that your family member’s claims are being serviced consistently and accurately so you don’t have to worry.
4. Focusing on work
Often when a family member or loved one is facing long-term health problems, you can find yourself missing work, using up all your vacation time, or simply not feeling completely present to get the job done. We know that even when you’re happy to drop everything for your family, you still have a job to do, work to finish, and a paycheck to earn.
FSC helps you get some time back to not just support your family, but to focus on your own life and responsibilities too.
5. Dealing with strained relationships
When a loved one is facing extended health care needs, a skilled nursing facility, hospice care, or other LTC services, it can often trigger conflict among family members, lead to past hurts and arguments resurfacing, or put other strain on family relationships.
Adding confusion about insurance claims, worry about paying for the necessary care, and frustration with understanding LTC policy limits and exclusions only exacerbates this kind of tension. FSC’s claims experts are skilled in navigating the LTC industry so you don’t have to.
6. Do something fun (just because)
Sometimes you just need to blow off some steam, do something frivolous, or simply get out of your regular routine. But if you’re stressed about ensuring a parent or family member’s care is covered by their LTC insurance policy and paid for without complication, the idea of taking a little time for yourself can seem impossible.
Let FSC do all the heavy lifting so you can catch a movie, hit the golf course or the nail salon, or just go out to lunch!
Give us a call at (844) 858-4500 or contact us today to find out how we can support your LTC claims so you can focus on the rest.