Family Solutions for Care is here to provide additional value for communities by supporting families through the long-term care insurance claim process. We help the community gets paid quicker—and help the policyholder maximize their benefit and get the care they need sooner by receiving retroactive benefits, satisfying their LTCi policy elimination period faster and taking advantage of the maximum benefits provided in their policies.
On average, we secure $23,600 of retroactive benefits, refunding clients so they don’t have to wait to get the services they need. And over the past five years, FSC has secured more than $400,000,000 from long-term care insurance carriers on behalf of LTC insurance claimants.
How we help your clients at no charge to you:
Retroactive benefits. We go back as far as 24 months to find any changes in health that could trigger claim eligibility retroactively and secure a refund for the family from their LTC insurance carrier.
Reducing or satisfying the elimination period. Instead of waiting to satisfy the elimination period, we often help clients qualify for policy payments on the first day your services are provided.
No-Cost Claim Consultation, including Policy Review. We offer free policy reviews to help your clients take advantage of all their benefits—at no cost to you.
Refer your clients here and we will contact you same or next business day and be a trusted resource to help the families you serve.
Our process benefits your Community at no cost to you:
Provides additional client value by offering a Free Expert LTCi Policy Review
Drives higher occupancy by quickly helping the prospective resident understand how their policy will pay for the care your Community will provide
Eliminates your liability for the potential litigation that exists when a Community provides advice on a long term care insurance policy, which is a financial instrument
Maximizes your revenue by ensuring the claimant is receiving the highest level of care the policy will fund for the longest duration of occupancy possible
Improves your cash flow by getting the Community paid sooner and reducing accounts receivable risk
Saves you time and personnel expense of dealing with complicated policies and multiple insurance companies while reducing the possibility of errors as we manage the claim for you